Commercial Auto Insurance

Merchants Insurance Group offers comprehensive coverage for business vehicles including cars, trucks and trailers. In addition to traditional coverage for liability and physical damage, Merchants also offers our Commercial Auto Broad Form Endorsement that provides significant coverage extensions.

Increased Coverage Limits

• Additional Transportation Expense
• Loss of Earnings Supplementary Payments
• Bail Bonds Supplementary Payments

Additional Coverages

• Airbag Coverage
• Hired Auto Physical Damage Coverage
• Customized Furnishings Coverage
• Electronic Equipment Coverage
• Loan/Lease Gap Coverage (Not available in NY)
• Towing and Labor Costs Coverage
• Blanket Waiver of Subrogation

Broadened Coverage Terms

• Broad Form Insured
• Duties in the Event of an Accident
• Unintentional Failure to Disclose Hazards
• Physical Damage – Glass Breakage

The Commercial Auto Broad Form Endorsement can be added for a charge of 1% of the total Commercial Auto premium subject to a minimum premium of $100.

Merchants offers pricing discounts for various vehicle types and usage. Premium credits for various risk characteristics may be available, including a companion credit for certain vehicles in conjunction with another Merchants' policy.

NOTE: Not all coverages and discounts are available in all states. Availability of coverage is subject to specific underwriting guidelines. See your Merchants’ independent agent for details and a quote.

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